1. Check recipes from YouTube and cook great dishes at an unimaginably low cost. We can have the taste at home. It will be a great hobby to practice. 
2. Save and invest from your earnings every month if possible.
3. Try to complete all the loans asap.
4. Shop less but shop good, good quality accessories like clothes and shoes have an excellent life.
5. Keep your belongings with love and care, give adequate maintenance so that they can love you back for a longer period.
6. Keep your credit card safely, don't let it be swiped in any ATM. Use debit card for swipe instead. 
7. Set a timer for AC so that it goes off when you don't need it.
8. Keep your family always happy so that they don't look for other sources of happiness.
9. Delay non-compulsory expenses.
10. Create an emergency fund, a Recurring deposit maybe, keep adding money every month and forget until you find an emergency.
11. Keep a packet of biscuits handy everywhere you go, and a water bottle if possible.
12. See a doctor on time so that you end the matter in thousands and not in lacs.
13. Medical insurance is a burden so are unforeseen accidents and sickness.
14. Seasonal fruits are healthy as well as cheap, wait for the right season, don't pay for cold storage. 
15. Fix a monthly budget to avoid unnecessary expenses.
16. Invest, save and then spend. Learn this practice.
17. Don't put your kids in the international schools, put them in good schools to save comparison and envy with rich kids.
18. Go to a movie with full stomach so that you return with full pockets and not spend in buying popcorns. 
19. Plan all vacations and holidays in advance, to get discounts, offers and save accordingly.
20. Never compare your life with others  Being jealous on others possessions gives you nothing. 
21. Online shopping creates unneeded desires, find other ways of timepass.
22. Don't put your children in the best school, put them in a good school, to save comparisons and envy with rich kids and avoiding lootings conducted by school management.
23. Plan all vacations and holidays in advance, to get discounts, offers and save accordingly.
24. Create investments, a combination of high risk and low risk.
25. Save for vehicles and accessories, this will save you from paying interest.

So think and spend wisely. We never know life. So just try to invest and spend to avoid problems. Have a good day. Keep  reading!!