Hello bloggers, today I'm gonna share useful information with you, do not miss to read this completely. We have heard lot many government schemes were launched since Narendra Modi came to administration, but we are not willing to get benefit by these schemes because we don't know the exact information on those and we had move heaven and earth to get work done.
I think this blog gonna help you to get know details of some top 5 schemes that is useful for us or anyone of our relative or friend around us.
This scheme was initiated for financially backward classes
Let's see the main purpose of this scheme, normally in order to create an account in banks we need to deposit some minimum fixed amount starting from 500 to 10000 depending upon the bank that we create an account in. Because of this many backward class people won't like to create an account, where this scheme helps for such people by providing the facility to create zero balance account.
Benefits
other than this, lot of benefits are there in this scheme we will see one by one:
2. MUDRA YOJANA
This scheme was launched by our PM to help budding Entrepreneur, financially by providing loans. This scheme has 3 types of loan facilities for 3 different kind of entrepreneur.
Shishu is the facility for First time Entrepreneurs, the loan they can get up to INR 50000. And the Rate of Interest is 1% per month. The tenure to pay back the loan is 5 years.
Kishor scheme for Entrepreneurs with existing business, they can get up to INR 50000 to 5 lakhs. The ROI and the duration all depends on the bank in which they are applying for.
Tarun scheme is for Businessmen who wants to extend their Business, Here they can get the loan of 5 to 10 lakh and the ROI and duration is same as Kishor scheme that depends on respective bank.
All these 3 scheme beneficiary will get card, where they can use this card as a Debit card.
Stay tuned, I will give further more information on other 3 schemes in next blog.
