PhonePe,Google Pay,Paytm Which is better?

PhonePe ,Google ,Pay Paytm:
This is an article about the service of major companies currently involved in UPI payments.
PhonePe
Flipkart launched PhonePe UPI as an Indian company. A one-page advertisement in the newspaper attracted the attention of many.

Haven't had a single problem in using it so far.

If there is a problem with our sending bank or receiving bank, we will warn and disallow the payment.

If you don't receive the SMS after payment, you can send a return SMS.

Wallet is convenient.

Now that Flipkart has been acquired by Walmart, PhonePe has also come under their control.

Recent interesting ads topped by quality service.

Google Pay
Everyone knows that Google means simplicity. Sending money to others and sharing information is very easy.

Bringing the facility of paying directly from the bank without the need for a wallet has been well received by everyone.

Now (Visa) has given facility to add credit card.

Send money to anyone easily with mobile number pay-to-person facility.

I doubt it will work when sending money through Google Pay. It has been a problem a couple of times.

Even if the money comes back, it is true that there is fear when sending.

So, don't rely on it to send huge amounts, especially to a newbie.

Some people send money and have trouble getting it back.

Paytm
The struggling Paytm service is stuttering after the advent of UPI.

PhonePe & Google Pay can't handle the competition.

Initially with Wallet, what UPI advertises is not as clear to people as Google Pay.

WhatsApp Pay
The recently launched WhatsApp Pay did not impress many people. Only a small number of users use it.

Due to recent privacy issues, many people are reluctant to use WhatsApp Pay.

What is better about UPI service?
While there are various UPI services, PhonePe ranks first in terms of usability, ease of use, service and trust.

Google Pay takes second place because it's easy to use, but doesn't give you confidence that money will arrive.

Paytm is convenient and easy to use in stores. Amazon Pay is convenient for getting cashback and customer service.

WhatsApp Pay isn't used much, and doesn't seem to be used much by others either.

In February 2021 overall UPI usage is PhonePe with 42% usage followed by Google Pay with 36% usage.

After this comes Paytm and Amazon Pay respectively.

What is your favorite UPI service?

Mention the comment section below. PhonePe,Google Pay,Paytm Which is better?