CRED | Credit Card Management App

Cred kunal shah
Kunal Shah created a company called Freecharge and then sold it to Snapdeal and then created CRED and made it a big company.

What kind of organization is CRED?
It is an app for managing credit cards.

CRED is an Indian company. It is notable that it was one of the sponsors of the 2020 IPL.

CRED Facilities / Services
Only candidates with CIBIL score above 750 can join. Hence, only quality users are present.
Accepts some with lower scores than this.
If we give the mobile number (OTP), all our credit card details will come.
Paying credit card payments is easy.
HDFC / ICICI / SBI / AXIS Bank Cards are paid instantly (Instant Credit).
Payments are given as CRED COINS for every rupee. You can use it like Scratch Card to get Voucher.
You can see the credit card transactions, how much you spend per month and in which category we have done it.
Monthly payment details for 24 months.
Details of offers, discounts on credit cards.
With offers details for all cards in one place, it pays to check here before spending.
CIBIL SCORE can be checked once a month for free using CRED COINS.
If you enable CRED Protect, it will analyze our email account and provide us with recommendations through it.
It will tell you a lot of information including hidden charges, whether you have paid late charges.
 

CRED UPI
CRED has introduced UPI facility. Introductory offer of ₹4 to ₹7 cashback per transaction.

In addition to the first transaction. So, try for a little bigger amount (₹100) 🙂 .

CRED Store
Amazon is increasing sales of products to buy products. 0% commission for startup companies.

Those who are interested can try. Most of the luxury items are visible. May be expanded later.

You can create a separate app called CRED Store and add these to it. Adding this to the primary service, financial service, is confusing.

Also, it doesn't give clarity as to what the app is for. So, it is better to separate them rather than giving them all in one app.

Quality of service
The current offers / Cashback may be reduced or discontinued later but the quality of service will not be compromised.

CRED initially spent money to stabilize/improve itself and were not profitable, so to speak.

Now, they have come to the profitable period.

CRED is great as far as usage goes. I recommend it to those who have credit card.