If you are below the age of 23 you are the most powerful person there is.This is the age where you start building your empire and Your failure is gonna start from here on.Discourage already don't be for it is an essential part of your learning process.But I learned everything in COLLEGE you say You are  !WRONG! For COLLEGE just provides you a platform for social interaction and exchange ideas it was never ment to prepare you for failures.Your real journey starts after your graduation your real challanges starts from there. IMAGINE you have no job after your graduation.How in the world are you gonna build an empire without money and a job?.The great investor Charlie Munger said “your first 100,000 dollars is gonna be the hardest to get”.What does that mean.Are you smart enough to make money from money.Money is beautiful Money is everything and everything is money.Learn how to invest in assets.Dont go buying car buying watches or nike shoes just to act rich they are called liabilities they don't make money for you whereas assets makes money for you and guarantees you and your family security.You are young that's your greatest assets so invest in yourself first the knowledge required to startup your life and how to be rich.Remember you can make “money work for money” and the children of money work for more its a cycle of multiple returns.Stock market is a great way to build your wealth or if you are interested in houses real estate is a go to.How to make money out of thin air one word “loan” Yes all the businesses on earth starts with “loan”.If you have a loan you have a debt on your head people start to panic here and misuse their fund in non profitable investment.Their head is not clear they are always in a thought of the debt.This is your first test where you have to proov yourself that you have a calm mind and a focused thought.Remember take loan only if you have a great idea that you are sure of it will work.You don't have to be a very high level educated person to become rich remember that Just a focused mind well discipline and a good principal will do.Robert kiyosaki and Donald Trump made their fortune by using debt remember that.Always find a way to make good use of money to make more money.Always keep on educating yourself always take advice from a person who knows about finance before investing in anything or if you prefer to do it alone research about the company you are investing your money in and that's how you will earn wealth.