“Life Starts After Forty” This is a common phrase used by many successful people in their lifetime that's because its true. Warren Buffet, Bill Gates, Charlie Munger, Robert kiyosaki and many successful people in the present all become a Millionaire and Billionaires after the age of 40 Even our Ambani reaped its riches after the age 40. The important think to know is that you don't have to be in a hurry to become rich because richness will follow you throughout your age. Yes there are some people who became billionaires and millionaires before the age of 40, eg Ritesh Agarwal(27) the current CEO of OYO. He became a billionaire at a young age where we would not have even graduated our master degrees. This is a special case of course and most people would have hard time achieving that goal if they had. But for most of us we still have a chance of attaining a billion dollars net worth. Millions and Billions are not achievable by mere government jobs you will need to have a lots of assets or even start a business at one point to get there. the pitfalls are high, failure is everywhere. But if you are determent nobody can stop you. But remember you don't need billions or millions to enjoy life after forty just your savings and pension will suffice. If you are smart enough you would start investing your money in high return fix deposit or Mutual fund and reap the Compounding money at your retirement. Planning a good pension is also a good investment. REMEMBER the more you earn and buy assets the more you and your family life is going to be peaceful in your later years. Most of us are gonna fail hard in life not saving early in our youth. Not having anything that makes money for us in our old age will be the most regrettable ting that we will be doing in our youth. Always invest in assets so that we will have to work less and make assets work for us. We will have to have a good financial backbone for our family in our later years. "NEVER LOOSE MONEY" this is the law that everyone have to abide by, don't make stupid investment that drains your wealth instead of overflowing it. Don't work hard for money don't be its slave, you will have to make money your slave and make it work for you and its children's children too. Remember start investing if you want to have a great life after your 40 and above.